Everyone believes that Bernie Madoff has been convicted of running the largest ponzi scheme in history and I would argue otherwise. 

A ponzi scheme by definition is a fraudulent investment operation that pays returns to separate investors from their own money or money paid by subsequent investors, rather than from any actual profit earned. The Ponzi scheme usually entices new investors by offering returns other investments cannot guarantee, in the form of short-term returns that...

Continue reading »

What is Probate?

Most married couples never come in contact with the probate until a parent, sibling, or spouse dies which has to be the worst time to get an education on the probate process. We have seen brothers and/or sisters become absolute bitter enemies because of the failure to update wills.

Today, more and more people are becoming aware of the costly time delays of the estate settlement process, mainly the most important part, "Probate." What is...

Continue reading »

This year I have decided I would share some of my favorite books. These are books that I have read, re-read, studied, implemented and believe that they had made a true impact on my business and personal life.

The Heart Mender by Andy Andrews

(From the authors website) In 1942 and 1943, German subs are dispatched to the Gulf of Mexico to sink U.S. vessels carrying goods and fuel. While taking a...

Continue reading »

How would you feel about investing all of your retirement dollars in the stock market? Most would not like the idea of potentially losing their money while others would believe they could beat the house. Personally, I am not comfortable allowing my hard-earned money to be subject to the rapid fluctuations in today's volatile market. If you were to tell your parents, spouse or friends that you were going to Vegas to play the odds, what would you expect their response to be? I would assume...

Continue reading »