Insight on business, estate planning, finance, life insurance and tax-free retirement.
Wednesday February 1, 2012
It is amazing that the financial media has been able to actually get consumers to buy into the fact that in order to achieve high returns, you must be willing to accept large amounts of risk (aka, your risk tolerance). This is completely the antithesis of what sound financial advise should entail. There is no reason that you should be willing to accept this mindset and gamble with your financial security.
What have we been taught? We have been told to leverage assets, borrow money...
Posted in Equity Indexed UL , Financial Myths , Financial Strategies , Investing , Retirement | Make a Comment
Wednesday December 15, 2010
How would you feel about investing all of your retirement dollars in the stock market? Most would not like the idea of potentially losing their money while others would believe they could beat the house. Personally, I am not comfortable allowing my hard-earned money to be subject to the rapid fluctuations in today's volatile market. If you were to tell your parents, spouse or friends that you were going to Vegas to play the odds, what would you expect their response to be? I would assume...
Posted in Equity Indexed Annuities , Equity Indexed UL , Financial Strategies , Retirement | Make a Comment
Monday January 11, 2010
“Nothing is so well calculated to produce a death-like torpor in the country as an extended system of taxation and a great national debt,” observed William Cobbett on 1804.
Sadly, history repeats itself today. Our national debt is too high and will have to be repaid by either raising taxes, cutting benefits, or printing money. Current retirement plans are failing and not suitable for most individuals, and while market returns have proven themselves worthy in some past...
Posted in Equity Indexed UL , Estate Planning , Financial Strategies , Retirement , Taxes | Make a Comment